Pre-seed · April 2026 · Confidential
oumafy.
The agent-native operator network
for the global Muslim economy.
Founder
Sayed B Wayzi
Stage
Pre-seed · Strategic Capital
Document
01 / 12
OUMAFY 02 — THE MOMENT
April 16, 2026

The UI stopped
being the product.

Salesforce went headless. Every major SaaS platform will follow inside 24 months. Agents are the new interface. The companies that win the next decade are being founded now — by operators who know a vertical workflow cold.

“Our API is the UI. There's a trillion dollars up for grabs for agent-first startups — and this window is wide open. Probably ten thousand niches.”

Marc Benioff
CEO, Salesforce — Headless 360 announcement
THE CATALYST 02 / 12
OUMAFY 03 — THE WINDOW
The Muslim-world whitespace

Western agent founders
don't know this market.

$2T/yr
Annual spend inside the global Muslim economy — halal finance, takaful, Hajj & Umrah ops, Zakat administration, halal commerce, Islamic education, waqf management.
Underserved verticals
Islamic finance
Takaful
Hajj & Umrah ops
Zakat admin
Halal commerce
Islamic education
Waqf management
Halal supply chain
Sand Hill won't touch it. Fiqh isn't on the a16z curriculum.
THE WHITESPACE 03 / 12
OUMAFY 04 — POSITIONING
In one sentence
Oumafy is the agent-native operator network for the global Muslim economy. Ex-operators build vertical AI businesses on shared infrastructure, under ethical guardrails, with distribution to millions of Muslim consumers.
Operators own
97.5%
Network owns
2.5%
Target members
10M
Profits fund
The ummah
THE SENTENCE 04 / 12
OUMAFY 05 — THE ARCHITECTURE
Three primitives. One stack.

Built for operators who
cannot build this alone.

01 · INFRASTRUCTURE

AutoPilot

The ninety-percent iceberg. Shared agent stack, fiqh-compliance primitives, Islamic-finance accounting, multi-language NLP, regulatory wrappers for MENA / SEA / GCC.
Agent runtime Compliance Integrations
02 · LEVERAGE

Gravity Works

Collective buying power. Compute, compliance certs, legal templates, integration partnerships — negotiated once, priced for the whole network.
Procurement Certs Legal
03 · COVENANT

The 2.5% Stake

Zakat-inspired equity. Foundation takes 2.5% of every member project. Operators keep the rest. Studios take 30–60% and lose the best people. We don't.
Equity Zero Day Rules Treasury
THE STACK 05 / 12
OUMAFY 06 — AUTOPILOT
Primitive 01

The 18 months
operators don't
have to ship.

What a solo agent-native founder has to assemble alone, Oumafy operators inherit on day one. Ship a vertical in weeks, not years — with the compliance surface already built in.
Runtime
Shared agent stack with evals harness and observability
Fiqh
Compliance primitives auditable against Zero Day Rules
Finance
Islamic-finance-compliant accounting + treasury
Language
Arabic, Urdu, Indonesian, Malay NLP — trained, not translated
Regulation
Pre-built wrappers for MENA, SEA and GCC markets
Backends
Integrations to the legacy systems the ummah already runs on
PRIMITIVE 01 / 03 06 / 12
OUMAFY 07 — GRAVITY WORKS
Primitive 02

A solo operator pays 3–5×
market. A network pays once.

Line item Solo agent-native founder Operator on Oumafy
Compute & Model credits Retail rate cards, months of vendor back-and-forth Network-tier pricing from day one
Compliance certs SOC 2, HIPAA, PCI — 9–18 months each, solo cost Shared framework, pre-audited substrate
Legal & fiqh review Per-entity counsel, no fiqh bench to pull from Shared fiqh advisory + legal templates
Distribution Cold start to zero audience Consumer layer, warm to millions
PRIMITIVE 02 / 03 07 / 12
OUMAFY 08 — THE COVENANT
Primitive 03 · Zakat-inspired

Studios take 30–60%.
We take 2.5%.

2.5%
Foundation stake
Zakat-inspired. Morally anchored. Low enough that top operators say yes — and stay. Compounds into a sovereign treasury at scale.
97.5%
Operator-owned
Founders keep their companies. The network provides the iceberg underneath. Incentives compound the same direction as the builders.
PRIMITIVE 03 / 03 08 / 12
OUMAFY 09 — THE MOAT
What compounds
When agents run thousands of API calls per minute across every user's life, the entity protecting the user from extraction becomes the most valuable node in the stack.
01
Most platforms can't play this role
Their business model is extraction from the user. They are structurally disqualified.
02
Zero Day Rules forbid exploitation
No riba. No haram categories. No predatory pricing. Encoded at the constitutional layer.
03
Users are owners
A cap-table problem no VC-backed competitor can unwind after the fact.
TRUST IS THE SCARCE COMMODITY 09 / 12
OUMAFY 10 — COMPETITIVE POSITION
Why $50M doesn't copy this

The asymmetries
a Western VC cannot fund.

Dimension
Western-VC agent startup
Oumafy
Operator supply
Fishing in the same Sand Hill pond
Jakarta · Karachi · Cairo · Istanbul · KL. No a16z term sheet reaches them.
Ethical covenant
Marketing copy, not enforced
Zero Day Rules — constitutional, auditable, unamendable by vote
Ownership
Investors extract; users are product
Members are owners. Cap table cannot be copied.
Distribution
Paid ads into a cold audience
Consumer layer — warm path to millions of Muslim users
POSITIONING 10 / 12
OUMAFY 11 — THE ARC
Seven-year build · staged compounding

We're raising pre-seed
for year one.

Year 1
10Kmembers
50–100 operators · 5–15 products
Prove AutoPilot. Ship 2–3 reference wins. Validate the consumer-to-operator flywheel.
Year 2
100Kmembers
500–1,000 operators · 50+ products
Scale matching. Gravity Works supplier depth. Formalize council governance.
Year 3–4
1Mmembers
5–10K operators · hundreds of products
International expansion. Indonesia, Pakistan, Bangladesh, Egypt, Türkiye, MENA, Malaysia.
Year 5–7
10Mmembers
Tens of thousands of operators
Institutional partnerships. Sovereign treasury. Waqf programs at scale.
NORTH STAR, NOT 18 MONTHS 11 / 12
OUMAFY 12 — THE INVITATION
Pre-seed · by alignment, not by size

The right Muslim investors
will know what this is.

This is infrastructure for the next generation of Muslim operators. It is more than a return. If that sentence resonates with how you already think about your capital — we should talk.
Strategic capital
Long-horizon alignment
Ummah-first
Founder
Sayed B Wayzi
oumafy.org
— — — —
Jazakallahu khairan.
FIN · OUMAFY 12 / 12